Freehold areas for foreign buyers
Foreign nationals can generally buy in designated freehold areas of Dubai. Confirm that any property you consider sits within such an area before proceeding.
This guide is general in nature; verify current rules and figures with your agent, a lawyer and the relevant authorities.
Off-plan versus ready property
Off-plan (under construction) purchases are usually paid in instalments linked to construction milestones, while ready properties are available for immediate transfer.
Each route carries different considerations around timing, payment structure and risk. Understand which suits your circumstances.
Check the developer and the project
For off-plan, research the developer's track record and confirm the project is properly registered, including any requirement for buyer funds to be held in a dedicated escrow account.
For ready property, confirm there are no outstanding service charges or encumbrances.
Reservation and sales agreement
A purchase typically begins with a reservation, followed by a sale and purchase agreement setting out the price, payment plan and obligations of each party.
Review the agreement carefully — ideally with independent legal support — before signing.
Transfer through the Dubai Land Department
Ownership is transferred and recorded through the Dubai Land Department (DLD). A transfer fee and administrative fees typically apply; confirm current amounts before budgeting.
There may also be agency fees and, for mortgaged purchases, additional registration steps.
Service charges and ongoing costs
Most communities and towers charge annual service fees for maintenance of shared facilities. These vary widely by building and location.
Budget for service charges, utilities, insurance and any property-management costs.
Mortgages, rental and due diligence
Mortgage financing is available to some non-residents, generally with a larger deposit. Obtain terms early if you need lending.
If you intend to let the property, research realistic demand and the rules that apply. Carry out full due diligence and take independent advice before committing.
Frequently asked questions
This guide is provided for general information only and does not constitute legal, tax, financial, residency or investment advice. Rules, costs and processes vary by country, region and personal situation. Always obtain independent local advice before making a property decision.
